The Legal Juice

When you're involved in an auto accident in California, the aftermath can be overwhelming, especially when it comes to medical bills. One crucial decision you need to make is whether to use your own medical insurance or rely on a doctor on lien. In this blog, we'll discuss why it is important to use your own medical insurance in such situations, considering the impact of medical liens on personal injury cases in California. 1. Protect Your Personal Finances: Using your own medical insurance can help protect your personal finances in the event of an auto accident. Medical liens can deplete or even consume the entire settlement amount received, leaving you with little or no compensation for other damages like pain and suffering. By utilizing your own insurance, you can avoid the risk of facing significant financial burdens. 2. Expedite Medical Treatment: When you have your own medical insurance coverage, you can receive immediate medical treatment without any delays. On the other...

Being involved in a car accident can be a traumatic experience, and the aftermath often comes with unexpected medical expenses. In California, understanding the process of medical insurance reimbursement is crucial for accident victims. This blog post aims to shed light on why you may have to reimburse your medical insurance for treatment after an auto accident in California. 1. Responsibility of the At-Fault Driver: In California, the person responsible for causing the accident is typically liable for paying the victim's medical bills [1]. However, the negligent driver's insurance company will not immediately cover these expenses. Instead, they are typically paid after a personal injury settlement or jury verdict is reached. 2. Immediate Payment through Group Health Insurance: While waiting for a settlement, it is important to submit your medical bills to your group health insurance carrier for immediate payment [3]. Your doctors expect to be paid for their services, and it is...